Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003441

Goal
38,000 €
Raised
3,385 €
8%
Return rate
From 11.7%
Rating
A
Period
48
Time left
LTV
66%
Country
Poland
Loan purpose
Farm buildings purchase/construction
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Xxxx
Xxxxxxóxxxx 38, 88-180 Xxxxxxóxxxx
header_1
Declared
Owned
Farming land95.96 ha24.10 ha
20252024
Revenue 241,882.95 € 157,558.00 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

11.7%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 11.7% Investing from 500 € - 12.4% Investing from 1,000 € - 12.7% Investing from 2,000 € - 13% Investing from 5,000 € - 13.2% Investing from 10,000 € - 13.4%
Project description
Documents
Payment schedule
This accomplished Polish mixed farmer assumed control in 2015 with 20 hectares inherited from his father, executing disciplined expansion to 96 hectares total—24 hectares owned outright, establishing meaningful equity and collateral foundation.

The diversified enterprise balances arable cropping (17ha corn, 30ha wheat, 10ha sugar beets, 15ha rapeseed) with permanent pasture, complemented by a 95-head cattle inventory (30 bulls, 40 heifers, 25 dairy cows) generating dual revenue from crops and livestock—mitigating sector volatility through portfolio effect.

Autonomously managed with streamlined operations, the business deploys modern specialized equipment: Fendt baler (2016), Sulky cultivator (2016), Grano-System harrow (2021), Grano-System cultivator (2023), Irrimec sprinkler system (2024)—recent investments signaling technological leadership and productivity focus.

The 3-year growth acceleration plan centers on progressive herd expansion enabled by essential barn renovations (primary loan allocation) alongside strategic acquisition of 2 hectares leased land to incrementally strengthen asset ownership profile.

Loan proceeds catalyze infrastructure modernization and biological asset scaling, enhancing throughput capacity, animal welfare standards, and long-term operational resilience within Poland's EU-subsidized mixed farming sector.

Compelling investment profile: proven scaling execution, revenue diversification, contemporary asset base, and targeted capital deployment positioned for enterprise value expansion.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.