Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003448

Goal
100,000 €
Raised
8,687 €
8%
Return rate
From 15.4%
Rating
B+
Period
48
Time left
LTV
56%
Country
Poland
Loan purpose
Refinancing
Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) Xxxxxxx Xxxxxxx
Xęxxxxxxxx 10, 14-220 Xxxxxxxxx
header_1
Declared
Owned
Dirbama žemė110.00 ha30.00 ha
20252024
Revenue 699,759.08 € 720,785.17 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

15.4%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 15.4% Investing from 500 € - 16% Investing from 1,000 € - 16.3% Investing from 2,000 € - 16.4% Investing from 5,000 € - 16.5% Investing from 10,000 € - 16.6% Investing from 20,000 € - 16.8% Investing from 30,000 € - 17.1%
Project description
Documents
Payment schedule
Independent Farm Overview
The farm was purchased on April 14, 2007 (initially 6 ha). It currently covers approximately 110 ha total, including 30 ha of owned land, 75 ha under documented leases, and 10 ha informal leases. The owner manages all operations independently. The farm produces both crops and livestock: 50 dairy cows and 100 beef cattle (total 150 heads).

Crop Structure and Land Use (Current):
Rapeseed: 32 ha
Winter/spring wheat: 11 ha
Winter barley: 9 ha
Spring barley: 7 ha
Corn: 15 ha
Alfalfa: 19 ha
Meadows/TUZy (pastures): 10-15 ha

Modern Machinery Portfolio:
- Krone agricultural trailer (2024)
- Amazone sprayer (2018)
- Amazone seeder (2018)
- John Deere 6150M tractor (2014)
- John Deere 6230 tractor (2013)

Expansion and Development Plan (Next 3–5 Years):
Build modern free-stall barn for 120 cows + young stock (210 DJP capacity)
Lease buyouts and new land purchases
Increase cattle herd size
Construct biogas plant (5-year timeline)

Loan Purpose:
The loan will be used for refinancing existing obligations.

Investment Opportunity
This mixed crop-livestock farm with modern equipment offers substantial growth through advanced dairy infrastructure, herd expansion, and renewable energy development. Investment will modernize facilities, boost production capacity, and create sustainable energy revenue streams.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.