Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003454

Goal
30,000 €
Raised
6,918 €
23%
Return rate
From 11.2%
Rating
B+
Period
32
Time left
LTV
82%
Country
Poland
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxłxx Xxxxxxx Xxxxxx
Xxxxxxx 34, 86-014 Xxxxxxxx
header_1
Declared
Owned
Farming land14.00 ha14.00 ha
20252024
Revenue 192,980.69 € 290,831.76 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

11.2%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 11.2% Investing from 500 € - 11.9% Investing from 1,000 € - 12.2% Investing from 2,000 € - 12.7% Investing from 5,000 € - 12.9%
Project description
Documents
Payment schedule
Independent Farm Overview
The farm was inherited in 1995 (initially 7.7 ha from parents). It currently covers 13.94 ha of owned land dedicated exclusively to fruit and berry production. The owner employs seasonal workers as needed for agrotechnical operations. No livestock farming is conducted.

Crop Structure and Land Use (Current)
- Cherries under hail protection: 5 ha
- Plums: 2 ha
- Strawberries: 1.5 ha
- Raspberries in foil tunnels: 1.5 ha
- Aronia in foil tunnels: 0.5 ha
- Dessert blackcurrant: 0.5 ha
- Raspberries and aronia (open field): 2 ha total

Modern Machinery Portfolio:
Self-propelled orchard platform N. Blosi (2019)
Orchard mower Fischer (2019)
Ditta spreader (2019)
Invictus tractor (2016)
Pasquali tractor (2014)

Expansion and Development Plan (Next 3–5 Years)
Systematic expansion of fruit cultivation area
Modernization of electrical power supply system across the entire farm

Loan Purpose
The loan will fund current operational needs, including essential inputs, protective materials, and seasonal labor costs to ensure smooth production continuity.

Investment Opportunity
This specialized fruit and berry farm with modern orchard equipment offers growth potential through area expansion and infrastructure upgrades. Investment will support scaling premium fruit production, enhance energy reliability, and strengthen market competitiveness.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.