Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003550

Goal
96,000 €
Raised
15,300 €
15%
Return rate
From 13.9%
Rating
B+
Period
48
Time left
LTV
70%
Country
Poland
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxx Xxxxx
Xxxxx Xóxxx 25, 06-420 Xxłxxxx-Xśxxxxx
header_1
Declared
Owned
Farming land46.00 ha46.00 ha
20252024
Revenue 119,131.93 € 94,913.57 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13.9%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13.9% Investing from 500 € - 14.5% Investing from 1,000 € - 14.8% Investing from 2,000 € - 14.9% Investing from 5,000 € - 15% Investing from 10,000 € - 15.1% Investing from 20,000 € - 15.3% Investing from 30,000 € - 15.6%
Project description
Documents
Payment schedule
Independent Farm Overview  
The farm has been operated since around September 2007. It was inherited, with the siblings relinquishing their shares in exchange for settlement, and originally covered about 9 ha. Today, it includes 12.5 ha of owned land and around 35 ha of leased land, of which 33 ha is formally documented. The farm is managed by the owner together with family members, without hired employees. Livestock production includes both dairy and beef cattle, with 28 dairy cows and 53 beef cattle.

Crop Structure and Land Use (Current) 
- Winter triticale: 15 ha  
- Winter barley: 6 ha  
- Corn for silage: 11 ha  
- Corn for grain: 7.5 ha  
- Alfalfa for silage: 4.5 ha  
- Grass for silage: 1 ha  

Machinery Portfolio  
- Ursus C-330 tractor  
- Ursus C-360 tractor  
- John Deere 2850 tractor  
- Two agricultural trailers (2007)  
- Basic tillage equipment, mostly older machinery  

Expansion and Development Plan (Next 3–5 Years)
- Modernization of farm buildings to enable herd expansion  
- Increase in the dairy cow herd for greater financial stability  
- Potential acquisition of additional leased land if the opportunity arises  

Loan Purpose  
The loan will be used to purchase the necessary inputs and materials for the upcoming growing season, as well as to provide working capital for the farm’s ongoing operations.

Investment Opportunity
This is a family-run mixed farm with livestock and forage production, offering growth potential through herd expansion, gradual land consolidation, and selective modernization of buildings and equipment. Investment will improve operational stability, support higher production capacity, and strengthen the farm’s long-term financial position.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.