Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003637

Goal
55,000 €
Raised
2,690 €
4%
Return rate
From 11.7%
Rating
B+
Period
48
Time left
LTV
56%
Country
Poland
Loan purpose
Investment to increase production
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxxxxxxx
Xxxxxx, Xxxxxxx, Xxxxxxx 6/3
header_1
Declared
Owned
Farming land192.00 ha250.00 ha
20252024
Revenue 486,149.00 € 507,945.00 €
Net profit 0.00 € 0.00 €
Equity ratio 0% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

11.7%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 11.7% Investing from 500 € - 12.4% Investing from 1,000 € - 12.7% Investing from 2,000 € - 13% Investing from 5,000 € - 13.2% Investing from 10,000 € - 13.4%
Project description
Documents
Payment schedule
Independent Farm Overview
The farm has been operated since May 1, 1982, when the owner took over 7 ha from his parents. It currently spans 250 ha, including 192 ha of owned land and 58 ha under lease agreements. The farm is family-run and employs one additional worker. It combines crop production with dairy and cattle breeding, maintaining a herd of 200 milking cows, 20 young calves, 40 adult heifers, and 5 bulls.

Crop Structure and Land Use (Current) 
- Corn: 67 ha  
- Alfalfa: 19 ha  
- Oats: 21 ha  
- Winter barley: 14 ha  
- Grass: 129 ha  

Modern Machinery Portfolio 
- Unia 6m disc harrow (2018)  
- Unia cultivator (2022)  
- Massey Ferguson tractor (2020)  
- Massey Ferguson tractor (2019)  
- New Holland tractor (2011)  

Expansion and Development Plan (Next 3–5 Years)
- Purchase additional land and leases to reach 300 ha total  
- Acquire new Massey Ferguson or New Holland tractor  
- Potential acquisition of additional leased land if the opportunity arises

Loan Purpose  
The loan will be used to cover current operational expenses and to support investments aimed at increasing overall farm production capacity.

Investment Opportunity  
This established family dairy and crop farm offers strong growth potential through herd expansion, land consolidation, and selective machinery renewal. Investment will support higher milk output, improve feed production efficiency, and strengthen long-term competitiveness in the regional market.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.