Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003713

Goal
26,550 €
Raised
11,594 €
43%
Return rate
13%
Rating
B+
Period
18
Time left
LTV
30%
Country
Poland
Loan purpose
Refinancing
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxłxxxxx Xxxxxxxxxx
Xxxxxx, Xxxxxx, Xxxx
header_1
Declared
Owned
Farming land220.00 ha20.00 ha
20252024
Revenue 2,644,404.00 € 860,395.57 €
Net profit 0.00 € 0.00 €
Equity ratio 0% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13%
Project description
Documents
Payment schedule
This multirevenue family farm represents a rapidly growing, highly scaled agricultural platform built on strong operational management and continuous reinvestment. Expanding from a foundational 16-hectare inheritance in 2017 to a 220-hectare operation today comprising 20 owned hectares and 200 hectares under long-term local leases, the enterprise demonstrates strong growth momentum. Owner systematically reinvest retained earnings back into machinery modernization, equipment upgrades, and facility infrastructure, ensuring operational efficiency and long-term asset value.

At the core of the business are two complementary livestock divisions that deliver steady, high-velocity cash flows. The poultry segment, operating since 2017, produces 600,000 birds annually across six streamlined cycles of 100,000 heads per batch. In parallel, the beef fattening enterprise established in 2015 and currently maintains a robust stock of 600 head, with ongoing expansion scaling total capacity by an additional 100 head before the end of the year.

Land management is strategically aligned with livestock production to maximize feed self-sufficiency, allocating 60% of acreage to cereals (barley, triticale, wheat), 25% to corn, and 15% to permanent pasture. Environmental stewardship is integrated directly into operations; following every corn harvest, fields are sown with a regional grass mixture to enrich soil vitality, preserve local ecosystems, and secure consistently high crop yields. This balance of commercial scale, integrated feed hedging, and immediate capacity expansion offers investors a capital-efficient, de-risked opportunity.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.