Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003761

Goal
20,000 €
Raised
8,850 €
44%
Return rate
15%
Rating
C
Period
48
Time left
LTV
66%
Country
Poland
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Xxxxxxxńxxx
Xxxxxx, Xxxxxxxxx, Xxxxxxx 6
header_1
Declared
Owned
Farming land60.00 ha19.00 ha
20262025
Revenue 76,143.14 € 55,192.87 €
Net profit 0.00 € 0.00 €
Equity ratio 0% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

15%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 15%
Project description
Documents
Payment schedule

Since entering the agricultural sector in 2005 on an inherited 1 ha holding, the farmer has scaled operations to 60 ha (19 ha owned, 41 ha leased). Run jointly with her husband and son, the farm operates an integrated crop and livestock model, currently maintaining 100 head of swine and 30 beef cattle. Land use is oriented toward livestock feed and cash crops, dominated by 34.5 ha of triticale and 10 ha of permanent meadows, supplemented by 4 ha each of barley, maize, and grazing land, alongside 2 ha of additional crops and a 1.5 ha fruit division (1 ha strawberry, 0.5 ha raspberry).

On the farm he uses machinery such as:
-NEW HOLLAND Agricultural tractor 2022
-SHELTERALL tent tunnel 2023
-EVERUN wheel loader 2024
-PRONAR agricultural trailer 2023
-BELMIX forage wagon 2022
-URSUS C 380 agricultural tractor 2018

The holding’s five-year business plan targets buying out leased parcels to expand total acreage to 75 ha, erecting new livestock facilities, replacing aging field machinery with two maize harvesters, and raising herd sizes to 130 pigs and 80 beef cattle. To initiate this growth trajectory, the current funding request will cover the acquisition of 10 feeder calves for the beef operation.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.