Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003781

Goal
50,000 €
Raised
13,158 €
26%
Return rate
From 11.6%
Rating
A+
Period
48
Time left
LTV
50%
Country
Poland
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxx
Xxxxxx, Xxxxxxxxx 161, 87-408 Xxxxxxxxx
header_1
Declared
Owned
Farming land75.00 ha30.00 ha
20252024
Revenue 180,065.00 € 216,325.95 €
Net profit 0.00 € 0.00 €
Equity ratio 0% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

11.6%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 11.6% Investing from 500 € - 12.3% Investing from 1,000 € - 12.6% Investing from 2,000 € - 12.9% Investing from 5,000 € - 13.1% Investing from 100,000 € - 13.3%
Project description
Documents
Payment schedule
The farm has been operated since 2010, when it was inherited by Mr. Tomasz from his parents in the Ciechocin district. It currently spans 75.00 ha, including 30.00 ha of owned land and 45.00 ha under lease agreements. The farm is run by Mr. Tomasz together with his wife and children. Livestock production includes approximately 350 fattening pigs and 20 head of cattle.

Crop Structure and Land Use:
Triticale: 30.00 ha
Wheat: 20.00 ha
Corn (Maize): 15.00 ha
Winter Barley: 10.00 ha
Modern Machinery Portfolio
Ursus C-330, Ursus C-360, and Ursus 4514 Tractors
John Deere 6820 and John Deere 7810 Tractors
Amazone no-till combined cultivator and seed drill
Agro Masz disc harrow
Land steel subsoiler
Santa Maria manure spreader
Kverneland fertiliser spreader
Mengele 400 forage wagon
Kelberk 24T semi-trailers (x2) and Auto San trailer
Manitou telehandler
Claas Dominator combine harvester
Krukowiak 3000L sprayer
McHale 750 baler

Expansion and Development Plan (Next 3–5 Years)
Scale livestock production by increasing the fattening pig herd to 500 head.
Expand the cattle herd to 60 head.
Maintain and expand sustainable, subsidized agricultural practices, including mixing manure into the soil, no-till farming, crop rotation, and keeping animals on deep bedding.

Loan Purpose
The loan will be used to provide working capital to support the ongoing, day-to-day operations of the farm, ensuring liquidity as the enterprise prepares for its upcoming livestock expansion.

Investment Opportunity
This family-run mixed crop-and-livestock farm offers growth potential through its planned herd expansion and strong integration of subsidized, sustainable farming practices. Investment will strengthen production capacity, improve operational efficiency, and support the long-term financial stability of the enterprise.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.