Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003782

Goal
19,000 €
Raised
14,522 €
76%
Return rate
13%
Rating
A
Period
48
Time left
LTV
66%
Country
Poland
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner
Address
Łxxxxx Xxęxxxxx
Xxxxxx, Xxxxxxxx-Xxxx 12 09-140, Xxxxxxxx-Xxxx
header_1
Declared
Owned
Farming land39.00 ha14.00 ha
20252024
Revenue 89,720.21 € 62,896.68 €
Net profit 0.00 € 0.00 €
Equity ratio 0% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 13%
Project description
Documents
Payment schedule
Independent Farm Overview
The farm has been operated since March 2010, when it was inherited from the owner’s parents (initially 12 ha). It currently spans 39 ha total, including 14 ha of owned land and 25 ha under lease agreements. The farm is run by the owner and his wife, with no hired employees. Livestock production includes 26 dairy cows and 14 beef cattle.

Crop Structure and Land Use:
  • Meadows/grassland: 20 ha
  • Corn: 8 ha
  • Cereals (remaining area): 11 ha
Modern Machinery Portfolio
  • Zetor tractor (2024)
  • Cultivator-seeder aggregate (2005)
  • Single-axle 5t manure spreader (2000)
  • Bale trailer (2012)
Expansion and Development Plan (Next 3 Years)
  • Purchase additional 25 dairy cows
  • Annual lease buyouts: 2–3 ha per year
Loan Purpose
The loan will be used to cover current operational expenses and to support investments aimed at increasing overall farm production capacity.

Investment Opportunity
This family-run mixed farm with a solid dairy base offers growth potential through herd expansion and gradual land consolidation. Investment will strengthen milk production, improve feed self-sufficiency, and support long-term financial stability.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.