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Ūkio paskola
Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.
PT0000709
| Projekto savininkas | Adresas |
|---|---|
| header_1 | Deklaruotas plotas | Nuosavas plotas |
|---|---|---|
| Dirbama žemė | 0.70 ha | 0.70 ha |
| 2021 | 2020 | |
|---|---|---|
| Pajamos | 16,123.62 € | 14,399.06 € |
| Grynasis pelnas | - | - |
| Nuosavo kapitalo santykis | - | - |
Dokumentai
Mokėjimo grafikas
About the project
The Farmer needs this loan to start a Saffron production in the Centre/South of Portugal
Saffron (Crocus Sativus), is arguably one of the most valuable spices in the world. It requires mild winters, hot and dry summers and a relatively arid soil. Some regions in the Central/Southern Iberian Peninsula present these climate conditions and thus have the potential to produce high quality saffron.
The loan is mostly for the acquisition of 80 thousand calibre 8-9 Saffron bulbs to be planted in June 2022. The project owner already bought 2 acres of cultivable and suitable land with his own capital in Santarém (Centre/South of Portugal), a warm region in the country with mild winters.
To ensure the quality of the crop, the project owner will apply biological and sustainable methods to his Saffron culture, where there is no need for machinery since almost all work will be manual. And, although not an immediate priority, he will pursue a biologic farming certificate for his production in the future.
The initial cultivation area is 4.000 m2. But since each bulb generates between 2 and 5 new replantable bulbs per year, it allows for an exponential growth of the production after each crop. Therefore the farmer plans to acquire more land in order to double production in the third and fourth years.
The farmer will be the only permanent worker of the business in the first years, resorting to agricultural engineers to ensure the quality of the crop, and hiring the necessary temporary workforce during the weeks in which the harvest (hand-picking of the flowers) takes place.
At the moment, the project owner's main activity is as a real estate agent. Given the seasonality and scale of the planned initial Saffron farm, both activities are easily compatible, and therefore he is able to ensure a steady income while the farm is pre- revenue. He is also starting contacts with specialised intermediaries in the central European markets to sell his first saffron production, which will be harvested in September 2023.
His business plan forecasts a break-even at the end of the second year and sustainable profits after that.
Projekto rizika
Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.
Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.
Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.
Papildoma informacija:
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