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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PT0000915
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 33.00 ha | 33.00 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 19,340.75 € | 15,240.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Mr. Paulo Moreira has been a farmer for 17 years. He started by helping his father-in-law in the vineyards and orchards and then ended up taking care of the land and production. However, he bought more land and now has 33ha of land, of which 13.5ha are cultivated with orchards and mainly vineyards, located in Torres Vedras.
He wants € 30,000 to increase his vineyard plantation. The grapes are sold to a regular winegrower. It currently has 4 full-time employees working in agriculture.
In the future, he is thinking of launching a new project that consists of planting aromatic herbs between the vines, to later proceed with distribution and export to the pharmaceutical industry.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.