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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PT0001831
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 20.00 ha | 20.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 55,049.99 € | 7,171.85 € |
| Net profit | 35,640.83 € | -664.46 € |
| Equity ratio | 47.45% | - |
Documents
Payment schedule
Quinta do Carvalho, a family-run agricultural enterprise with roots tracing back to 1832, focused on the production of olive oil and almonds. Currently in its sixth generation of management under the management of Paulo Jorge Carvalho and two collaborators, the farm specializes in cultivating the cobrançosa, verdeal, and picual varieties of olives.
The farm has a productive area of 20 hectares and allocates 13 hectares to olive groves, and the remainder to almond trees. To ensure efficiency in their operations, Quinta do Carvalho uses a range of machinery, including tractors, scarifiers, sprayers, brush cutters, cistern trailers, and 5000 kg trailers.
With a commitment to sustainability and organic practices, the farm utilizes solar panels and provides mandatory training for young farmers. Quinta do Carvalho plans to expand its productive area through new plantings, not only enhancing their output but also contributing to community development, particularly in tourism. Recognizing the potential of tourism as a business niche in low-density areas, Quinta do Carvalho offers its surrounding to tourist visitors.
With the finance from this loan, the farm can increase its working capital. It will be used to cover the expenses related to olive harvesting and processing.
The increase in revenue in 2022 was mainly due to the additional subsidies received.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.