Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003668

Goal
10,000 €
Raised
2,100 €
21%
Return rate
14%

Rating
C

Period
41

Time left

LTV
-

Country
Lithuania

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Šxxxžxxxxė
Xxxxxxxxx, Xxxėxų x., Xxxxėxų x.79 Xxxxėxų x.Čxxxėxų xxx.Xxxėxų x.
header_1
Declared
Owned
Farming land206.94 ha10.00 ha
20252024
Revenue 71,089.00 € 91,086.00 €
Net profit 32,089.00 € 76,927.00 €
Equity ratio 60.52% -

loan_calculator

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interest

14%

preliminary_earnings

0.00 €

important:
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interest_rates:
investing_from 100 € - 14%
Project description
Documents
Payment schedule
Established in 2018, this Molėtai-based agricultural operation presents a strong growth profile with accelerating profitability. The farm currently manages 206.94 hectares of declared agricultural land, anchored by 10.00 hectares of fully owned land, with the remaining balance driving operational scale.

Financial Momentum & High Margins

  • Revenue Expansion: Annual turnover grew by 28.1%, rising from €71,089 in the prior period to €91,086 in the current year.
  • Profitability Surge: Net profit more than doubled, expanding from €32,089 to €76,927, demonstrating outstanding margin efficiency and operational execution.
  • Asset Growth: Total asset value strengthened to €600,414 (up from €545,833).
The requested financing is designated for working capital to optimize liquidity, fund ongoing seasonal inputs, and sustain the farm’s strong operational growth trajectory.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.