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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0001114
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 188.87 ha | 41.69 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 220,749.00 € | 145,025.00 € |
| Net profit | 97,271.00 € | 70,311.00 € |
| Equity ratio | 58.28% | - |
Documents
Payment schedule
The farm in Moletai district was established in 2001, where winter wheat, winter oilseed rape, beans and hemp are grown.
The farmer plans to divide the farm into two parts - cereals and vegetables - and to sow more beans and peas in the coming years. On this basis, he has applied to the NMA for support for a vegetable farm.
The project will enable him to purchase a mobile dryer, a sprayer, a cultivator and a plough. The entrepreneur's current fleet of farm machinery consists of three tractors and cultivation implements: a sprayer, a fertiliser spreader, a cultivator, a sowing machine, a disc cultivator and other implements.
This is the farmer's first loan on the Heavy Finance platform. The entrepreneur's goal is to borrow63 000 € and use the investment to purchase efficient and modern equipment. The loan is secured by a mortgage on 24 hectares of land.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.