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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PT0000812
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 4.00 ha | 4.00 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 5,003.22 € | 8,167.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
The project owner inherited from his father, together with his brothers, 4 ha of land where they plant mostly cereals but also legumes.
His land and his business are located is in Sever do Vouga, in the heart of a high density farming region in the center/north of Portugal. However, his main activity for the past 5 years is providing services for farmers, specifically the clearing and brushing of fields and forests.
His clients are regional and reach him via word of mouth and Facebook. He now needs to purchase a new tractor to expand and optimize his business.
The new tractor is more economical and has more power, allowing him to perform a larger variety of works, work faster and cut costs.
He plans to keep expanding his business acquiring new machinery to cover a higher range of services and cater to more clients.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.